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Sweat Equity

Families must demonstrate need, qualify financially, be willing to do “sweat equity” as Habitat volunteers, and complete homeownership training courses. In exchange, families have the opportunity to buy a safe, decent Habitat home with an affordable mortgage.

Each Habitat homeowner in our homebuyer program completes a minimum of 300-500 hours of sweat equity prior to purchasing and moving into their Habitat home. Families with one parent or adult are required to have a minimum of 300 hours of sweat equity. Families with two or more adults are required to complete 500 hours of sweat equity.

Sweat equity is the unpaid labor invested by homeowner partners in building their own and other Habitat houses. This has been expanded to include homeowner workshops, community service, working at the ReStore and other work that may serve the affiliate or improve homeowner skills. Sweat equity increases the personal stake of each family member in the home, fosters partnership with Habitat and is a key principle of Habitat in building partnerships across economic, racial and national divisions.

Sweat Equity Tracking
Sweat Equity Checklist